The present Site is intended for Users that are residents in Germany and presents the following Insurance Products:
PSA INSURANCE SOLUTIONS is a commercial name of PSA Insurance Limited. The Site www.psa-insurance-solutions.de is published by the company PSA Insurance Manager Ltd., a limited company with capital of € 200.000 incorporated under the laws of Malta registered under number C70124, which registered office is located at MIB HOUSE, 53 Abate Rigord Street, Ta' Xbiex, MALTA, VAT registration number MT 2242-7404.
The operating conditions and the use of the remote subscription services for insurance products are described in a separate document.
The access to the Site requires a sufficient high-speed Internet connection and the use of an appropriate access terminal (computer or other).
PSA INSURANCE MANAGER undertakes to make its best efforts to ensure the availability of the Site to the Users at any time and allow the Users to use its services. However, PSA INSURANCE MANAGER declines all responsibility in the event of the unavailability of the Site for any reason whatsoever.
PSA INSURANCE MANAGER cannot under any circumstances be liable for the reliability of data transmissions, access times, or any access restrictions on the Internet network or the networks connected to it.
The User acknowledges that the use of the Internet network does not guarantee the secrecy of correspondence. The User is therefore responsible for taking all appropriate measures to protect his own data, tools and equipment.
PSA INSURANCE MANAGER cannot guarantee the permanence of the proper functioning of its Site or its complete security. PSA INSURANCE MANAGER has deployed software and other precautionary measures to keep the website safe for users. However, it may not be disregarded that third parties may attempt to use malware, trojans, worms or other malicious software. The User undertakes to keep its operating system and all the programs properly updated to minimize exposure. PSA INSURANCE MANAGER will not accept any liability whatsoever for infection or other malware-related problems arisen from or in connection with the use of its website.
Access to the Site, to the data and products described on the Site, may be restricted in consideration of certain persons or in certain countries other than Germany. None of the products can be intended for a person if the law of his country forbids it.
The User undertakes not to hinder, in any way whatsoever, the proper functioning of the Site, not to block or alter the normal flow of data, not to fraudulently access the information system of the Site or, access all of its data, disrupt it or modify it.
The User accepts the risks and limitations of the Internet and acknowledges that he is solely responsible for his use of the information.
PSA INSURANCE MANAGER shall not be held liable for any misuse of the Site by the User.
The contents of the Site are available in English and German.
The information published on the Site is provided for general information only. PSA INSURANCE MANAGER endeavours to ensure the accuracy and the updating of the information published on the Site and PSA INSURANCE MANAGER reserves the right to modify it at any time without prior notice.
PSA INSURANCE MANAGER makes no claim to the completeness of the contents published on the Site.
The contents of the Site are for information purpose only. The information published on the Site cannot be assimilated to an offer, canvassing or a solicitation by PSA INSURANCE MANAGER in respect of the User.
Regarding information about insurance products, the User must refer to the relevant information notice.
With regard to the operating conditions and the use of the remote subscription services for insurance products, the User must refer to the relevant General Terms and Conditions associated with each insurance product.
At PSA INSURANCE MANAGER Ltd., we respect your privacy. The protection of your personal data (such as your name, email address or telephone number) is therefore of particular importance to us. Our data protection practise complies with the provisions of the Maltese and European Law.
PSA INSURANCE Ltd., as a Data controller, can collect the Users’ Personal Data in order to meet the expectations of the User, in particular through specific forms. This data may be used in connection with the management and execution of the website and your user account, but also for the performance of the Customer Phone service and the Chat function.
In accordance with Maltese and European Law, the Insurer with which you contract, as a Data controller, can collect the Users’ Personal Data in order to meet the expectations of the User, in particular through specific forms via the platform of PSA Insurance Manager acting as Data Processor. This data may be used in connection with the management and execution of your insurance contract as mentioned in the insurance policy.
Personal data relating to you are, amongst others, Name, Postal address, email address date of birth, ID or passport number, vehicle details, bank details, age and any other information directly linked to your personal identity.
This information may also be subject to:
The collected data may be transferred or processed to other companies within the group and the named Insurer, only for the purposes mentioned above.
The User’s personal information is stored for a period that cannot exceed 12 years starting from the last communication with the clients or the end of the contract, depending on which event occurs last.
This Site and each content of the Site, in particular computer programs and content including Data, text, images, sounds, graphics, files shall remain the full and exclusive property of PSA INSURANCE MANAGER , or any third-party which has granted it intellectual property rights, except for personal data entered by User.
The databases on the Site are protected by articles 2 and following of the German Database law. Any qualitative or quantitative extraction or re-use of the contents of these databases could be sanctioned.
The Site contains hypertext links to other websites. The existence of those links is neither a recommendation nor a validation of these websites and their contents by PSA INSURANCE MANAGER. The content and functioning of these websites shall remain under the sole and entire responsibility of the publisher of the relevant websites. PSA INSURANCE MANAGER shall not be liable for the contents of the websites referred to with hypertext link.
The User must, therefore, consult them regularly.
The Site and its content are governed by German law, subject to the provisions which cannot be derogated by an agreement under the law applicable to the User.
The site is realized in collaboration with:
Access to the Service
Access to My Account area is reserved for Users who hold a quote and/or an insurance contract purchased via the site.
Access to the Online Management Service requires an identification of the User by means of his access codes.
The access codes are composed of:
The Insurer may not respond to an access request or delete access that could have been granted.
In the event of loss or forgetting of the confidential code, the participant has the possibility to ask to receive a new confidential code which will be sent to him by email.
Actions via My Account
Provided that such operations are included in the Insurance policy, the My Account area allows the User to carry out the operations described below.
The User can:
PSA Insurance Ltd. reserves the right to modify or delete at any time the scope of products, the scope and conditions of online management operations.
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